Bear Market DCA? Survey Shows 90% of Crypto Veterans Plan to Allocate crypto assets for Their Children

Source: BlockBeats

"Would you consider leaving some crypto assets to your children?" "If so, what type of assets would you leave and how would you select the method?"

On the occasion of International Children's Day, an OKX campaign titled "DCA for the Future, Capture the Smiles" about leaving Bitcoin for children sparked widespread participation from industry professionals and broader reflection on the entire crypto industry. Among the 431 industry practitioners surveyed, over 90% explicitly stated they would allocate some crypto assets for their children.

Today, it has been merely 14 years since Bitcoin was born. The crypto world is undoubtedly young, and its participants are increasingly trending younger. Previously, Block Beats mentioned some current realities of crypto builders in the article "Teenage Crypto Newcomers" .

It is undeniable that energetic young people are delving deeper into the crypto space. Although these newcomers—participants, creators, and developers—may still be green, the core values of "permissionless" and "decentralization" in the crypto world are profoundly reshaping this generation's mindset and experiences.

Compared to today's "rat race" in Web2, some developers often need impressive resumes and backgrounds as their calling cards. Top-tier university degrees serve as stepping stones and starting points for entering big tech companies as developers. Without years of rich experience, it is nearly impossible to participate in the core development of a product. The increasingly "internalized" internet workplace makes "becoming a developer" even harder than "developing" itself.

Now, turning to mainstream crypto practitioners themselves: after experiencing several bull and bear cycles, many who once entered the industry as beginners have grown into major players, contributing their expertise in emerging sectors like DeFi, NFT, and the metaverse, leading the industry forward. Today, most of these individuals have become parents and will make decisions about whether to let their children enter this emerging yet high-risk frontier of crypto.

So what do these surveyed practitioners think? Would they guide their children into the crypto world or hold digital assets? Block Beats has compiled the survey's specific data and findings below, for reference by other crypto veterans.

With the rapid development of the crypto industry, practitioners who weathered the bull and bear cycles have found their place and value in this emerging field, while also taking on a very important role in life.

According to the survey data, nearly half of the respondents are parents, and most of them believe that crypto will be the future. Therefore, they plan to allocate some crypto assets for their children, hoping they can participate as well.

However, a small number of people hold a different view: digital assets are too volatile, so they would rather leave other assets for their children; or they prefer to let their children fend for themselves and create what they want through their own efforts.

In addition, mainstream assets like BTC and ETH remain the top choices for practitioners. Notably, Web3 assets like NFTs that rose during this bull market are also widely favored and included in the crypto asset portfolios left for children, even though such assets remain highly volatile.

Regarding asset selection methods, diversification is emerging. Over 40% of practitioners believe they can build positions by buying on dips based on market conditions. Additionally, over 20% of respondents, wanting to avoid hassle, plan to deposit everything into a cold wallet in one lump sum and forget about it.

Beyond these two common methods, a structured "periodic DCA" approach is also gaining popularity, adopted by over 30% of respondents. The appeal of periodic DCA mainly stems from its stable and attractive returns.

Take spot DCA as an example: this is a strategy of purchasing a selected coin portfolio at fixed time intervals with fixed amounts. When the market is highly volatile, using this strategy allows investors to buy more tokens with the same investment amount at lower prices, helping users achieve more attractive returns. Additionally, according to OKX's DCA data, BTC has delivered a 275% DCA return rate over the past 5 years.

If you lack prior operational experience, here is how to use OKX's DCA product:

– First, after entering OKX's PC or mobile app, select "Strategy Trading Mode" in the "Trading " page (top left on PC, top right on mobile), then select Spot DCA;

– Next, confirm the DCA cycle, DCA time, and investment amount per period to create a Spot DCA strategy. Note that after the strategy is created, the funds required for each period are not isolated from the Trading Account. Therefore, ensure sufficient funds are reserved in the "Trading Account";

– Finally, after creation is complete, you can view and manage the DCA strategy under "Strategies" at the bottom of the Trading page.

Once laid out, the process may seem very simple. However, what many don't realize is that the emergence of DCA products like OKX has been a blessing for the "DCA community" in the crypto space. To some extent, DCA is counter-human nature. It won't make you rich overnight, nor will it make you a legend in the space for capturing massive returns. And there is far more to overcome than just laziness.

Previously, the first thing DCA enthusiasts did upon arriving at the office each day was not to organize the day's copy or spreadsheets, but to open the trading platform, place orders, transfer funds, take screenshots, and then manually log the data into a dedicated Excel sheet—persevering with this routine day after day. The emergence of DCA products like OKX has greatly improved user efficiency, helped cultivate DCA habits, and allowed users to manage their DCA strategies anytime.

Currently, various mainstream trading platforms have launched related DCA products, helping users periodically purchase coin portfolios during volatile cycles to lower their average cost. However, they differ in features and characteristics. Taking OKX's offering as an example, after Block Beats tested it, we found several distinctive features, which can be summarized in five key points:

1) Supports multi-coin pair DCA portfolios, with up to 20 coins DCAed simultaneously. Multi-coin portfolios greatly enhance user convenience and flexibility;

2) Flexible DCA cycles with multiple time interval options (daily/weekly/monthly), as well as different DCA times on the same day;

3) Provides a detailed strategy management page where users can view DCA return historical charts and data such as average DCA prices and returns for each coin. It must be said that the return data is meticulously detailed, which is a key factor enabling OKX's product to stand out among most mainstream trading platform DCA offerings;

4) Supports all tradeable coins on the platform with no coin restrictions, greatly enhancing user experience;

5) OKX's DCA product also has high capital efficiency, as funds are not pre-occupied and can be directly used from the Trading Account.

Additionally, on the above topics, some respondents were even more open-minded. They believe that parents should serve as guides, and the child's own preferences are most important—they should do what they want to do; parents will teach their children some crypto-related knowledge and see if they are interested, with the final choice left to the child. Perhaps this respect for every individual—especially children who are often overlooked—is also a manifestation of the crypto ethos of "decentralization."

On the other hand, for children, the technology, finance, and even capital markets in the crypto world may still be too distant. However, cultivating their curiosity about future things and changes from an early age—such as the accessible Tokens and dApps that may gradually become mainstream—may help them build a preliminary understanding of the crypto space, and even discover their own "cornucopia" through methods like DCA.

Disclaimer

This article may contain product content not applicable to your region. This article is intended to provide general information only and makes no representation as to the accuracy or completeness of any information contained herein. The views expressed in this article are those of the author alone and do not necessarily reflect the views of OKX. This article is not intended to provide, and should not be relied upon as, any advice, including but not limited to: (i) investment advice or investment recommendations; (ii) offers or solicitations to buy, sell, or hold digital assets; or (iii) financial, accounting, legal, or tax advice. Holdings in digital assets (including stablecoins) involve a high degree of risk and may fluctuate dramatically, or even become worthless. You should carefully consider whether trading or holding digital assets is appropriate for you based on your financial situation. Please consult your legal/tax/investment professional regarding questions specific to your situation. Any information contained herein (including market data and statistics, if applicable) is provided for general informational purposes only. While reasonable precautions have been taken in preparing such data and charts, we make no representation and accept no liability for any factual errors or omissions in the information expressed herein. © 2025 OKX. This article may be reproduced or distributed in its entirety or used in excerpts of 100 words or less, provided such use is non-commercial in nature. Any reproduction or distribution of the entire article must prominently state: "This article is copyrighted © 2025 OKX, used with permission." Permitted excerpts must cite the article title and include attribution, e.g., "Article title, [author name (if applicable)], © 2025 OKX." Some content may have been generated or assisted by artificial intelligence (AI) tools. Derivative works and other uses of this article are not permitted.

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